Some of your personal property is covered under your homeowner’s insurance policy even if those items are not in your home. For example, if your car gets broken into and your laptop is stolen, it will most likely be covered under your homeowner’s insurance. Most policies, however, have a dollar limit they will pay for your valuable items. For example, items like professional cameras, expensive art collections, engagement rings, or music equipment may not be covered under your personal property insurance policy. However, those items can easily be covered for just a few bucks a month when you add valuable personal property insurance to your plan. Speak to one of our agents to learn more about this coverage.