Toole Insurance provides customized insurance policies that address the unique needs of religious and charitable organizations. Coverage options include:

Property Insurance
• Protects buildings, equipment, furniture, and other physical assets from damage caused by fire, storms, vandalism, and theft.
• Covers churches, community centers, shelters, and offices used for non-profit activities.

General Liability Insurance
• Protects against claims of bodily injury or property damage that occur on your premises or during activities.
• Covers medical expenses, legal fees, and settlements if someone is injured during an event or service.

Pastoral & Professional Liability Insurance
• Provides protection for church leaders, board members, and volunteers against claims of negligence, misconduct, or wrongful counseling.
• Covers legal costs and settlements if accusations arise related to professional services or guidance.

Workers’ Compensation Insurance
• Covers medical expenses and lost wages for employees injured while working for the organization.
• Required for churches and non-profits with paid staff in Texas.

Volunteer & Event Liability Insurance
• Protects against liability claims arising from special events, fundraisers, mission trips, and volunteer activities.
• Ensures that both the organization and its volunteers are covered in case of an accident or injury.

Sexual Misconduct & Abuse Liability Insurance
• Provides legal defense and settlement coverage in the unfortunate event of a claim related to misconduct.
• Helps churches and non-profits implement safeguards and risk management strategies.

Directors & Officers (D&O) Insurance
• Protects board members and leadership from lawsuits related to financial mismanagement, employment disputes, and other governance issues.
• Ensures personal assets of board members are not at risk due to organizational decisions.

Auto & Transportation Insurance
• Covers vehicles owned by the church or non-profit for liability and physical damage.
• Provides protection for volunteers using their personal vehicles for organization-related activities.

Tailored Coverage for Churches & Non-Profits in East Texas
Toole Insurance understands the unique needs of churches and non-profits in Lufkin and throughout East Texas. We work closely with you to design an insurance plan that fits your budget and ensures your organization is fully protected.

Why Choose Toole Insurance?
• Local expertise with a deep understanding of the risks churches and non-profits face in East Texas.
• Affordable and customized policies tailored to your organization’s needs.
• Dedicated support to help navigate claims, policy changes, and risk management.